How Most Millionaires get to be Millionaires.

Why do so many people claim that money isn’t important? Why is there this notion that wanting money somehow makes you an ill adjusted bad human being? It’s such a strange thought
 pattern don’t you think?

Wanting more money in your life doesn’t mean you’re a bad person. It doesn’t mean you’re greedy either. It just means you want more out of life. You want more freedom. You want more
 security. You want more fun. Whatever it is, you just want more. Money is just simple a means to that end.

 I hoe I don’t let the cat out of the bag, but that’s what this whole home business gig is anyway.
 Someone sells you on the idea that you can make tons of money working from home as an independent contractor or distributor for this company or that. And, it’s not that you ever buy into the promise that the home business is selling, but you take a leap of faith and give it a try.

We start small, maybe $20 for a book about real estate investing. I know my first brush with the thought that I could be independently wealthy working from home was when I came across an ad for the ebook Googlecash (if you don’t know what I’m talking about just do a quick google search). The idea seemed so easy and so low risk I figured why not give it a try.

 Most millionaires become millionaires by starting a small business, saving their revenue, and then investing. It really is that simple. Let me say that again, all you have to do to become a millionaire is start a small business, save, and invest.

 So, what do millionaire look like? Well, most are in their sixties and living the same type house
 that you and I live in. They look like us. They dress like us. They are us. The only difference is they have a whole lot more money in the bank.

 Here’s a fact that I hope will hit home. There are twice as many millionaire small business
 owners than there are millionaire doctors or lawyers combined. So, if you own a home based business or you’re thinking about checking out some legitimate home based business opportunities then your on the right track. Just stick with it and don’t give up!
 Remember most millionaires are get to be millionaires by being just like you and me, they’re home business entrepreneurs!

Bird Flu – Answers to 10 Important Questions

20 Small Business Tips, For Success

These are just some general tips to keep in mind as you design/operate your small business:

 1. Take the time out to explore and understand whether or not you are compatible with running your own business.


Some people are just plain happier and better off financially on the other end of the paycheck.

 2.Get your personal finances in order. Before you jump into the entrepreneurship world, get your own money matters squared away.

 3. Pick your niche. Many small business owners succeed in businesses that are hardly unique
 or innovative. Take stock of your skills, interests, and employment history to select the business that is best suited for you.

 4. Benefit from your business plan. The exercise of creating a business plan is what pays the dividends. Answer the tough questions now before the meter starts running.

 5. Do not think you need bankers and investors at the outset of your business. The vast majority of small businesses are bootstrapped.

 6. Acquire the proper background. In the early months and years of your business, you will have to acquire many skills. Gain the background you need to oversee all facets of your business well, but determine what tasks you should outsource or hire employees.

 7. Remember that nothing happens until a sale is made – How many good products go nowhere because they do not reach the shelves? Sales drive your business. You will need a good marketing plan to sell your product or service.

 8. You have to see a customer to know one. N o matter how busy you are, spend at least 25% of your time with customers. You cannot make the proper business decision without
 understanding their viewpoint.

9. Solve your customers’ problems. The best way to satisfy your customers is not by selling them products but by giving solutions to their problems. There is a big difference.

10.Quality takes minutes to lose but years to regain. Quality is not a destination, it is a never
 ending journey. After you have strayed from quality’s path, your journey maybe sidetracked forever.

11. Put profitability first, rewards seconds. In small businesses, profitability must come first. Find out how to measure your cash flow and understand key financial ratios.

12. Hire supporters. If you intend to create a growing business, your number one duty is to assemble a great team of employees.

 13. Do not do it alone. Find such help from small business peers, a mentor, even trade
 associations. They can help take some of the trial and error of beginning your business.

14. Vendors are partners too! Treat your vendors like customers and watch your partnership grow.

15. Make use of benefits. Understand how to provide insurance and other benefits for your employees and cut your tax bill at the same time.

16. Ignore regulatory issues at your peril. Federal, state, and local governments require licenses, registrations, and permits. Obey them or face losing your business.

17. Know the tax laws. Invest in understanding tax issues that affect your small business.

18. It’s the people! Whatever happens to a small business happens at the hands of the people who work for it. The evolution of the business is a result of their efforts.

 19. Fast, good, cheap. Pick any two. Serious trouble awaits those who attempt to be all three in the market place. Stick with what you do best.

20. Develop a passion for learning. As your business grows, you need to change and grow along with it. One common denominator can be found in all successful business owners and
 that is a passion for learning.

Bird Flu – Answers to 10 Important Questions

A $40 Million Dollar Little Known Referral Strategy

Would you like to know how a car wash chain with only 12 locations has cleaned over
 33,373,975 cars and has an annual revenue of over $40 Million (that is not a misprint) using little to no paid advertising?

 Well, sit forward because I'm about to tell you. The company name is "Car Spa" and here's how I discovered their brutally effective referral strategy. I often go to Taco Bell to have lunch and read a book. I noticed a little flyer next to their cash register.

A few days later I stopped in with my family to get a frozen yogurt and right next to the cash register was the same flyer.

The next day, I took my family to our favorite buffet restaurant and low and behold, there was a stack of Car Spa flyers.
I then started asking the people at these locations what the deal was with the Car Spa flyer that they had next to their cash register and they all said that some old guy comes around every
 week and replinishes their stack.

I asked them, "Do you have some type of reciprocal arrangement with Car Spa?" They all said,
 "No...they asked if they could put their flyers there as a gift to our guests and we said sure."

They're All Over the Place!

Before you knew it, I started noticing their little discount flyers ALL OVER THE PLACE.
The copy center I use had a stack of Car Spa flyers.
 The barber I use had a stack of Car Spa flyers.
The oil and lube place I use had a stack of Car Spa flyers.

So I Finally Visited Car Spa

And it wasn't any surprise that they were so busy that it took about 15 minutes of waiting just to get my car into their car wash.

I then went inside their office to wait for my car and noticed that they did NOT have one flyer from another business inside their office.

They were able to get all those other businesses in the area to send them referrals without having to do one reciprocal referral arrangement. And they did it simply by asking the business owners. That's all.

Car Spa probably gets 100 times the amount of referrals of any other business in the area as a direct result of this simple referral tactic.

If you have a brick and mortar business, what's stopping you from doing the same thing? All it takes is a couple of hours a day and a handful or referral flyers to pass out.

ACID REFLUX DISEASE

FLU: Treat Cold, Flu and Ear Infection the natural way

FLU: Treat Cold, Flu and Ear Infection the natural way:   Back to Main Page With or without medication, the cold or the flu can give you real trouble. You can cho...

Common Western Union scams!

 Do I need a college degree to make good money in today's world?

Work Online Earn Money!


Common Western Union scams include, but are not limited to the following:

Scam # 1: Seller asks you to pay by Western Union and tells you it will be safe because you can make out the payment to the name of one of your friend’s or relative’s names, but put the seller’s address on the payment. You will then tell the seller the control number (identification #) of the payment so he can go to Western Union and verify you have made the payment. Once you receive the shipment, you will go to Western Union and change the name to the seller’s real name so that he can pick up the money.

Why it’s a scam: Once the seller knows the address or control number of the payment, he can go get the payment and send you nothing. Many Western Union agents in foreign countries never ask for identification.

Scam #2: Seller asks you to pay by Western Union and tells you to make the payment using Western Union’s “secret question” feature. This feature is designed so that the Western Union agent will ask a secret question to whoever is picking up the money, and he must get the answer right in order to collect the money.

Why it’s a scam: Again, many times Western Union agents do not ask the question, and only care if the person knows the address or control number, especially outside of the United States. Western Union even advises on their website not to rely on the secret question feature.

The Scam On Facebook

It all started on Facebook. A woman posted to a local buy-sell group with a Thermomix for $350. Now, that’s a bloody good deal as those things usually go for $900. I’ve been eyeing them for a while, so I know. This is a fantastic price. I check the woman’s profile out and she looks legit: she has a long-standing profile, some public photos and is a part of some other groups in the local area. Fair enough.

Her message says to contact an email address, which is doubly odd because the email address doesn’t match her name, but whatever. She tells me she bought the item a few months ago, but now has to travel for work. She can’t use it because she’s away, and she’d prefer the cash. She has left the Thermomix with her brother-in-law who can bring it around whenever I’m free. Sounds reasonable, right?
So, I’m still thinking this is okay. I ask about the payment. People round here like cheques, but if I were selling, I’d prefer to be paid in cash. So, I ask. She says she’d prefer a Western Union transfer, which I can do via the post office or online. I mention that I’d rather not send money before I see the item and that if I can send a payment online I can do that while her brother-in-law is here watching me. That or pay him in cash and he can wire it to the seller. This is far more sensible.
But no, she tells me Western Union has this password protection set up. I nominate a password and when I’ve seen the goods I tell her brother in law what it is (or email her with it). To me, that sounded like a decent escrow system. I even chatted to my firend about it and we agreed that Western Union sounded like they had a good system in place. I very nearly went ahead with this, until I had a moment to stop and think about it.
So, if I wire this money to a person I don’t know with only a password between them receiving the money or not, what is to stop them bribing or whining their way to getting the clerk to hand it over?

The Red Flags

The problem with scammers is that they have perfected the art of sounding harmless. All of the red flags were released drip-by-drip so that they didn’t look altogether dodgy at a glance.
The first red flag should have been the price. Secondly, the email address not matching. Subsequently, the offer to deliver to my house, then the elaborate payment system and the brother-in-law. Why couldn’t I just pay when he arrived? And why is this person ringing from a private number?

When she sent the email with the payment details I realised she wanted me to send the payment to Benin. Where’s Benin? Oh, right next door to Nigeria. Another red flag. And the name didn’t match hers. Giant. Red. Flag. And why did the details look like a cut-and-paste job? Red Flag!
The final red flag was when the supposed brother-in-law started asking for the transaction number of the payment before he arrived. To begin with, that sort of made sense. But when I thought about it, once he had that transaction code, the only thing stopping them from having my money was a clerk I don’t know in a country I don’t know, who may or may not bother asking for a password. That’s not very secure. Not at all. And with that in mind, they may not even need the code. I’m sure a friendly clerk could look the transaction up for them.

Lessons Learned

So, the crisis was averted. I am still the owner of my $350 and I’ve gained a scary tale to tell. But what I will re-iterate is this: Don’t send large amounts of money via the Internet to people you don’t know, even if there’s a supposed password system in place. Also, just because a Facebook account looks legitimate is no reason to believe it’s not a scam. The real Facebook user may have been hacked, or the scammers might just be really good. The Facebook element makes it all the more dangerous, as nowadays we are likely to believe the identities behind these profiles are who they say they are.

Make Easy Money Online Blogging!

 Do I need a college degree to make good money in today's world?

Work Online Earn Money!


Creating an Affiliate Website that Sells like Crazy!

A. Affiliate Networks

I will cover a few basics first. So many “gurus” tell you to simply join affiliate programs, and you will be on your way to making a bundle of money. That couldn’t be further from the truth. If you have joined any before, you already know this. You will always be faced with the following questions: What affiliate programs should you join? How do you promote the programs? How do you get quality traffic to your website?

Do you have an affiliate website that makes people want to buy anything? Well, finding the top affiliate programs is the easy part. While some companies have their own in-house affiliate program, others have theirs run by a major affiliate network.The top affiliate networks in my opinion are:


MUST JOIN

1.  Clickbank - Dedicated to digital products, i.e. products that are available by download.
2.  Commission Junction (CJ) - The top affiliate network for companies that sell physical products like computers, credit cards, clothing, etc. Some of the biggest internet properties in the world have pro- grams here.
3.  BeFree - Also owned by Commission Junction.
4.  LinkShare - Some of the top companies on the web have their programs available here.

YOU COULD ALSO JOIN
 5  Performics - Some decent, large brick & mortar companies here.
6. WebSponsors - Another “boutique” network with a few decent programs such as  “free giveaway” programs.
7.  Shareasale - Worth a look. Not bad, not great.
8.  ClickxChange - A few hundred small advertisers. Only network I know of that accepts programs like foreign pharmacies.

Finding the top paying affiliate programs at Clickbank, CJ, etc. is easy. You can check their EPC (earnings per-click) and join those that convert the best. Clickbank calls this . I will say it MANY times....I believe selling INFORMATION on the internet is the easiest way to get rich. Although many of my strategies can be applied to physical products, I always make a killing on informational products. That is why I think Clickbank is the best network to join.

5 aspects of every successful website.

1. Create Hope
Thousands of people search every day for “hope”. That’s right, people buy money-making ebooks, diet ebooks, how-to-gamble ebooks, and many more based purely on hope. 99% of these people will not put these ebooks into action whatsoever. But they have it in their head that if they buy a certain ebook, they will learn a secret that will change their life. And once they finish the book (if they even read it), they don’t put it into action because they ultimately find out it takes too much work. Then a month later, they’re searching on the internet for the same thing – a magic formula for success in a particular facet of life such as money, looks, health, etc. And they gobble up these ebooks like there is no tomorrow... at least the ones that have good ad copy. And the sellers of most of these ebooks rarely reveal anything you don’t already know. And they know it. But they offer their money back guarantees because they know that more than 75% of people will put the ebook on the back burner and forget to request a refund.

So, invoking HOPE is the first of 5 aspects I ALWAYS utilize to make a killer website that sells. And you can give people hope in many ways, with many different products, but I find it most effective with infor- mational products, because somehow you can get away with practically promising the world, and then under-delivering. You are basically telling people what they want to hear. However, hope can also apply to physical products, such as a credit card for example.  “Get your xyz credit card today and re-build your credit quicker”. Or how about “Order the Pentium 4 xyz computer today and do things on a computer you’ve never dreamed of.” Of course, those sentences aren’t really convincing enough to make you get the credit card or computer, but hope itself doesn’t sell things. There are 3 more things to add to the puzzle.

2. Cause a Sense of Urgency
The second aspect of a killer site that sells is giving people a sense of URGENCY. I’m sure you’ve seen products for sale that say something like “order by midnight tonight and you will receive a $20 discount”. But I guarantee if you go back to that page the next day, it says the same thing. Buyers may even consider that, but do they really want to risk the $20 discount not being there the next day? Chances are, if it’s an impulse buy, they won’t want to risk waiting and possibly missing out on the deal.

3. Appear as an Authority
The third aspect of a killer site that sells is to appear as an AUTHORITY. No matter what you are selling, you must appear to be an expert on the subject. As they say, appearances are everything. Why would I want to buy a gambling ebook from a guy that shows evidence that he won $200 at a card game one time? Big deal. You want the ebook from the guy that won $8 million at gambling. An advanced technique is to appear as an unbiased authority. If you can come across as someone who is trying to help, and doesn’t re- ally benefit from a sale of the products listed on your site, you are another step ahead of the game. People love to follow the advice of independent reviewers who are just giving their “honest” opinion of a product. They don’t need to know you get a commission for the sale.

4. Appear Unbiased
The fourth aspect of a killer site that sells is to appear as an unbiased 3rd party. You can review products as if you are trying to help people make informed decisions without looking like you are affiliated with them. See my sales letter below for a unique example.

5. Encourage Fear
The fifth aspect of a killer site that sells is causing FEAR. You can actually instill fear into your visitors, by making them believe that they will face problems ahead if they buy a similar product elsewhere, or if they don’t buy yours....NOW. How do you do this? How about this: “Get Rich Quick Scams Revealed......”. Then write an article about many occurrences of get rich quick fraud. But, don’t name names. Be general in what you call a scam, because you don’t want any legal trouble. Then, after your article, you could say that throughout your comprehensive research for the exposé article, you did come across a couple of money making programs that people were repeatedly happy with. You even spoke to the owners of the pro- grams you recommend, etc. and found them to be very honest and straightforward, didn’t you?

Get Rich Quick Scams Revealed!

B. Offering Rebates
Now let’s use Google Profits as an example. Currently you earn 67% commission as an affiliate of  “Google Profits”. So if you offered this program to people for a 30% discount off the regular price, don’t you think people would buy from you? The way you can easily offer this program to people for a 30% discount ($15 off ) is by offering an affiliate rebate. The program is $49.95 and you make 67% commission, which is $33.50. Out of your $33.50 you are giving $15 back to the consumer and you are left with $18.50. You simply let people know that if they order the program through your website link, after 60 days you will either send them a check for $15 or pay them by Paypal. Require them to send you their receipt. That way you can search your Clickbank admin for their order after 60 days to make sure they didn’t already get a refund. You are effectively offering people a rebate for purchasing through your affiliate link. While everyone else has ads saying how great the “Google Profits” program is (or whatever program you are promoting), you will have an ad that says $15 discount off of the popular Google Profits program.

C. Getting Paid Per Lead
Not only can you generate sales as an affiliate, you can also generate leads. One way to generate leads, such as mortgage leads, debt consolidation leads, sales leads, etc. is to create a website that gives away free, use- ful information, and tell visitors that in order to access your free information, all they need to do is fill out a no obligation form for refinancing info, debt consolidation, buying a car, etc. This is called a forced lead, or incentivized lead. Most companies don’t want to pay for incentivized leads, but if you are giving away free information that is somehow related, you can negotiate with them and get approval to do so.

For example, say you have a website that gives away free info on how to repair your credit on your own with- out hiring a service. Many sites charge money for information like this. You could give this information away freely, but require visitors to first fill out a short debt consolidation questionnaire. You are happy because you get paid $10 or so for the lead, the customer is happy because they got free credit repair info, and the debt consolidation company is happy because they can call your lead and try to get them to sign up for their debt consolidation program, which the person most likely needs because they are seeking info on credit repair. It’s a win-win-win situation. And that is how you approach the company that you want to generate leads for. There are many companies that pay-per-lead on networks like Commission Junction (www.cj.com) and the others I named in section A of this chapter.

D. Google AdSense
Anyone can put AdSense ads on their site, and make them look nice. But where do you get the traffic from? Blogging, SEO? The chances of getting traffic to your site quickly through a blog or SEO is very slim.

Be a traffic middleman. Get quick, cheap, quality traffic to your website by buying keyword ads on Google AdWords or Overture, and only bidding the minimum of  $.05 or $.10 or by buying one of the top 3 positions on the small PPC search engines. When people click on your ad and are taken to your website, immediately show them relevant Google AdSense ads, and optimize your site to get them to click on these ads.

You are paying just pennies for the visitor, yet you can earn a few dollars if that same visitor clicks on the Google ad on your page. That’s because Google advertisers pay a lot more money to be seen, and because below I will show you how to be armed with a list of the keywords that Google advertisers currently pay the most money for, per click.

If you bid 5 cents for a keyword on Miva and get paid 50 cents by Google AdSense for that same keyword, it’s a no-brainer. There are literally hundreds of thousands of keywords you can buy ads for cheaply on the # 3-12 PPC sites listed above. Yet, many of the same keywords are VERY expensive on Google.

I look on Miva.com for a popular keyphrase I may want to market,  such as  , and see that it currently costs $0.21 per click to appear in the # 1 position. Now I look on Overture’s max bid tool here and do a search for whatever keyword I have in mind, such as “domain registration”.  Then I see that advertis- ers are bidding up to $7.00 per click for the SAME keyphrase I can pay $.21 for on Miva.com. The Overture bids indicate to me that advertisers on Google are bidding similarly.

So, now I create a page on my website specifically about “domain registration”.  It’s important to note that I shouldn’t JUST have a page with Google AdSense ads on it, or Google will ban me, possibly for life. Other reasons that Google will ban you are if you tell your visitors straight out that you want them to click on your ads, either by text, arrows, etc. So don’t do it! (And don’t click on your own ads either. Google will know.) Instead, I must have a page with at least 2 or 3 paragraphs of relevant information on it about domain reg- istration. Then I put the Google AdSense ads between paragraphs, because AdSense allows you to select a borderless ad (make the border the same color as your background), which will work very well when placed between paragraphs, as it will look less like an ad, and more like part of your content. It will blend in.

Now, in order to trigger a relevant Google ad for my example keyphrase, domain registration, I must make sure I have the keyphrase domain registration in my page title, in the meta tags, in the description tag, and within the text of my paragraphs several times, making sure I bold it at least once. I should also have an H1 and H2 heading tag on the page with domain registration as well. I would also make sure I have a link somewhere on the site, linking back to my homepage, with an anchor text of “domain registration”

Get Rich Quick Scams Revealed!

 Do I need a college degree to make good money in today's world?

Work Online Earn Money!


Wouldn’t it be nice to make a bundle of money quickly, with minimal effort, working at home in your paja- mas? Of course it would. I for one would love to have money flowing into my bank account, working only a few hours a week from home, so I’d have more time to spend with my kids and my husband, without any boss looking over my shoulder.

Whether it’s real estate investing, selling by classified ads, stock market investing, internet affiliate market-ing, or something else, we’ve all seen the fantastic claims people make about making tons of money, AND how they can show you how to do the same thing. I can tell you right now that 99% of these people are total frauds. You may have even fallen prey to one of these scam artists, selling you their latest “get rich quick” pro- gram. Me too. I’ve bought so many of these programs that I can’t even recall how many. I don’t know why, but I tend to find the “good” in people, and I was “sold” by these marketing schemes time and time again, even after being scammed by another. Finally, after so many disappointments, I got FED UP. I decided to get to the bot- tom of this fascination we all have with get rich quick programs, and find out if there really were any LEGITI- MATE programs for making money.

I literally contacted the administrator of every get rich quick website I could find. Posing as an investor, I managed to convince the owners that I was seriously interested in purchasing their entire website and busi- ness. That way, once the dollar signs flashed in their heads, they would give me free access to their member’s areas to review what I would be “buying”. Well, I was disgusted with 99% of what I found. Many of the owners actually boasted about how many people bought their useless programs. I repeatedly found:

• outdated information
• non-working links
• links leading to other sites that asked for more money
• no help section
• no real email support

I quickly realized that these so-called Get Rich Quick programs were totally useless. And the owners knew it, yet they were laughing all the way to the bank! Needless to say, I didn’t respond when they asked if I was still interested in buying their websites.Surprisingly, while sifting through all of the scam artists’ websites, I was able to locate a couple of individuals that actually ran legitimate programs.

The owners were every day people like you and me that found a way to make extra money working from home on their computers. Their membership areas were impressive, with a good amount of quality informa- tion on how to make $100-$200 per day on your computer doing very little work. I even chatted with a few of their customers in several online forums, and they verified that they were making extra money through the sites. It was like I found a few diamonds in the rough. But don’t take my word for it, you can visit the 2 sites I found below. See what you think.

They do charge a minimal fee for access to their program, which is to be expected for any legitimate compa- ny that actually has people on staff who are dedicated to helping you get started. What a friendly group of people! Anyway, if you do decide you are interested in either of the two programs below, I advise you to join quickly, as the owners have informed me that they are getting so many new members by word of mouth referrals, that they will be closing off membership completely in the next 2 days. (By the way, you didn’t hear this from me!) They don’t have a large enough staff to accommodate many more people, and they are dedicated to providing excellent service to each person.